Presentation of total results

Publication date: 11.07.2018

Situation as at 31.03.2018

Items (in million EUR)

12-2008

(1)(3)

12-2009

 

12-2010

12-2011

12-2012

12-2013

12-2014

12-2015 (2)

12-2016 (4)

12-2017

03-2018

Interest-rate margin

7,298

6,571

5,479

5,865

5,551

5,090

4,066

4,496

4,717

4,877

1,336

Commission income

3,644

3,132

3,587

3,832

3,705

3,962

4,101

4,720

4,602

4,727

1,333

Other net income (2)

-505

850

483

-830

578

1,403

2,217

2,262

3,038

1,974

281

Banking income

10,437

10,553

9,549

8,868

9,834

10,455

10,384

11,477

12,357

11,578

2,950

Staff costs

-2,461

-2,449

-2,497

-2,535

-2,637

-2,745

-2,624

-3,065

-3,109

-3,157

-813

General administrative expenses

-2,099

-2,002

-2,112

-2,253

-2,381

-2,453

-2,381

-2,878

-2,931

-3,076

-859

Result before provision

5,877

6,102

4,939

4,080

4,816

5,258

5,379

5,535

6,317

5,345

1,278

 

   

(1) As from 2008, these figures are taken from the common European reporting framework Finrep, based on IAS/IFRS accounting rules.

 

(2) As from 2015, dividends received by credit institutions are grouped with the other net income.In order to better reflect the trends of the different income sources of banks, the dividends received have been reclassified from interest-rate margin to other net income. This reclassification appropriately reflects the existing relation between the assets valued at fair value and the distribution of relating dividends.

 

(3) Since 2008, this item also includes possible tax credits as well as possible deferred tax charge (positive and negative) under the IFRS accounting standards and the common European reporting framework FINREP.

 

(4) As from 31 December 2016, the FINREP tables are only available in a broader scope, including foreign branches of Luxembourg credit institutions. It follows that the comparisons between the 2016 figures (including the branches) and the 2015 figures (excluding the branches) reflect both the development on a like-for-like basis and the broader scope.