Communiqué

Intervention of the Luxembourg Deposit Guarantee Scheme (AGDL)

The decisions of the Tribunal d’arrondissement de Luxembourg [District Court] sitting in commercial matters, passed on 8 and 9 October 2008 respectively and declaring the suspension of payments for the credit institutions Glitnir Bank Luxembourg S.A., Landsbanki Luxembourg S.A. and Kaupthing Bank Luxembourg S.A., triggered the intervention of the Luxembourg deposit guarantee scheme operated by the Association pour la garantie des dépôts, Luxembourg (AGDL). The AGDL covers the deposits held with Luxembourg credit institutions and with their branches in other EU Member States.

Depositors of the aforementioned banks are requested to refer to the AGDL’s website at www.agdl.lu for documents relating to the conditions applicable and the procedure to follow to benefit from a payment by way of guarantee, the declaration form as well as any additional information on the amount and extent of the guarantee. These documents are available in French, English and German.