Measures to regulate mortgage loans – Vânia Tinoco Pereira (Annual Report 2021)

The CSSF’s mission is to protect consumers and to preserve financial stability. Consumer protection refers notably to protecting customers who take out a loan to finance their property. Vânia Tinoco Pereira from the CSSF’s Macroprudential Division discusses the potential impact of a high level of household debt, combined with overvalued property prices, on economic growth and on financial stability in Luxembourg. She also explains the measures taken by the CSSF to regulate mortgage loans and thus strengthen the resilience of banks.