European passport

Pursuant to the principle of mutual recognition of authorisations, mortgage credit institutions authorised in Luxembourg are allowed to carry out, in other Member States of the EU or in other States party to the European Economic Area (EEA) Agreement, the activities and provision of services covered by their admission after having completed the following notification procedures:

• Notification under the freedom of establishment in another Member State of the EU or in another State party to the EEA Agreement; or
• Notification under the freedom to provide services in another Member State of the EU or in another State party to the EEA Agreement.

The relevant notification forms to be filed with the CSSF are available for download below under “Forms”.

Changes to initial notifications, as well as the termination of cross-border activities, have also to be filed with the CSSF by using the relevant notification forms available for download below under “Forms”.

Mortgage credit intermediaries authorised in the EU/EEA that intend to exercise their activities in Luxembourg under the freedom of establishment or under the freedom to provide services are required to complete the necessary formalities with their home State authority which will notify the CSSF. The same holds true for changes to the initial notification.

Link to the register